Lightyear Wireless – An Uncut, 3rd Party Review From An Industry Expert!

The Lightyear Wireless scam happens to be getting lots of attention and, sadly, all of the review articles appear to have a hidden agenda. I personally feel that it’s important for you to know the real truth pertaining to this company, so in this short article I’m truly going to reveal the extremely good and the not so good about this company enabling you to know fully what you happen to be getting yourself in to, because the very last thing you want to do is enroll with the wrong company.

The Lightyear Wireless Scam- Is It Really Valid?

The great news is Lightyear Wireless is not a scam. The not so good news is it may be worse if you do not grasp these principles that I’m about to address in this brief article. Lightyear Wireless is a telecom business that also render professional services in the business service industry and also the entertainment sector. Lightyear Network Solutions, a full service communications provider started in 1993 by Sherman Henderson, is their parent company. Lightyear Wireless was brought about in 2008 and is the multilevel marketing division of the organization. They have a alliance with Sprint so the representatives are able to market state-of-the-art cellular devices at wholesale prices.

Lightyear Wireless Scam- What About The Products?

If in fact, this company was a scam or unlawful pyramid scheme, they wouldn’t have physical products. However, they currently market a variety of products and services with a primary focus on their wireless service. Their collaboration with Sprint Wireless provides them ease of access to Sprint’s 4G network and infrastructure.

A lot more services consists of satellite TV, home security, Voice over Internet Protocol (VOIP), local and long distance phone service in addition to an online travel website. Receiving payment anytime a consumer pays their regular monthly bill is what draws so many men and women to this home business opportunity.

Lightyear Wireless Scam or Genuine Wealth Producing Network Marketing Business?

After diligently going over the compensation plan and marketing system, I would have to declare that, contrary to the Lightyear Wireless scam articles that are being distributed, every thing about this company seems to be legitimate.

Now the real question is “How Do You Make Money, and a Whole Lot of it?”

In accordance with the companies’ comp plan the only thing associates have to do to earn more money is accumulate a relatively few number of customers and then sponsor a few individuals who want to bring in extra revenue and help them gather a handful of customers also. That seems to be relatively painless, am I right?

You’ll find 1000’s, even millions and millions of human beings all around looking for ways to lower their bills, primarily their monthly cell phone bill. There are much more than 255 million cellular phone users, so trying to find a handful of them willing and eager to look into a new company and save some money at the same time should not be that challenging, if you understand the best ways to market efficiently.

The issue for most network marketers is attracting qualified people into their organization. Certainly, people today want to generate income, but the majority of folks usually do not have an entrepreneurial mindset, and would rather work for someone else. They may even believe that Lightyear Wireless is a scam.

Lightyear Wireless Scam, In Summary

Merely, branding the company and it’s replicated web page is going add you to the 97% of Network Marketers that never earn any real cash. You can generate a large amount of cash flow as a representative of this company, but you are going to have to know how to properly market and brand yourself as a leader.

The vintage procedures of building up a multilevel marketing empire still will work, but when you combine those procedures with 21st Century marketing strategies by using the power of the web, you’re on the way to building a huge empire in such a short time, that the nay sayers will have no option but suspect that Lightyear Wireless is a scam.

Find the Right Commercial Refrigeration for Your Business

There are many options available for commercial refrigeration. It is important to choose wisely and take time to research the many products in order to find refrigeration services that will fit the needs and magnitude of a business. When it comes to refrigeration on a commercial level, it is generally at a larger scale with commercial freezers and refrigerators which are housing products intended for public consumption. Faulty or inadequate equipment can lead to disaster which means a major blow to hospitality. Industrial refrigeration must be chosen with care to avoid any future problems and ensure business will continue as usual.

Restaurants, bars and anyone in the food service industry requires commercial refrigeration and commercial freezers. Grocers, bakeries and many others need spacious coolers and freezers that are walk-in size and adequate for the amount of products they handle kept at the proper temperature to maintain food safety. Often hospitality services also require refrigeration services at the industrial level. Needs vary some businesses require that their refrigerated products are on display for the public to have access or to advertise a location. Others have no need of a display case or access to customers but simply need ample storage space.

From coolers to freezers of goliath size to deli cases, the proper refrigeration needs to be matched with the proper business. A knowledgeable service provider will make sure the customer gets the proper equipment with adequate dimensions. Choosing to work with a whole sale company or directly from the factory can dramatically reduce costs and make price comparisons well worth one’s time. Having official estimates may make a company to a price match for a comparable product.

Business owners will be amazed at the variety of products that are on the market and the ability to tailor or customize a cooler to one’s specific needs. There is even the option to hire or rent coolers and freezers if purchasing equipment is not an option. For the business that is new to the market, this may be the wisest decision. Once a company is established, then it is a good time to invest in permanent equipment of the best quality. Hiring refrigeration and freezers is also useful when one would prefer to use appliances on a trial basis to ensure it is truly what is needed and wanted. It is important that customers be satisfied with their commercial refrigeration.

A happy customer will be consistent, return for future sales and spread the word about a good reputation. Likewise, if someone is not happy, it is important that they communicate with the refrigeration company and get the problem resolved. When choosing a refrigeration company, look for reviews and testimonials to find a company that is of good repute and comes through with first rate products and service. Proper cooling can make a business and aid in its success while faulty refrigeration could result in disaster for the client and the supplier. Commercial cooling is serious business and should be reserved for the best.

The Primary Functions Of Insurance As A Service Industry

There are three primary functions of Insurance which determine how Insurance companies operate and how the public interacts with these companies.

The first is as a risk transfer mechanism, whereby the individual or business can shift some of the uncertainty of life onto the shoulders of others. In return for a known premium, usually a very small amount compared to the potential loss, the cost of that loss can be transferred to an insurance company. Without Insurance there would be a great deal of uncertainty experienced by both the individual and the enterprise, not only as to how and whether a loss would occur, but also to the extent and size of the potential loss.

The second primary function is the establishment of the common pool. The Insured’s premium is received by the Insurer into a fund or pool for that type of risk, and the claims of those suffering losses are paid out this pool. Applying Bernoulli’s ‘Law of Large Numbers’, because of the large number of clients that any particular risk fund or pool will have, Insurance companies can predict with high accuracy the amount of claims or losses that might be suffered over a period of time. The will be some variations in losses over different years and Insurance companies include an element of premium to build up a reserve, to pay for additional losses in bad or catastrophic years. Therefore in principle, subject to the limitations of the type of cover bought, the client should not have to pay additional premiums into the common fund after a loss or claim.

The third primary function of Insurance is to provide fair and equitable premiums. Assuming that a risk transfer mechanism has been set up through a common fund or pool, the contributions paid into the fund should be fair to all parties participating. Each party wishing to insure and paying into the fund will bring with it varying degrees of risk. To avoid adverse selection and provide equitable premiums each risk is broken down into various components and rating factors that can be priced individually on a statistical scale of probability determined by Actuaries. Therefore those who present the greater statistical risk will pay more into the common fund for the same cover, when their individual premiums are calculated.

Insurance companies employ underwriters to reduce the problem of adverse selection and protect the fund. The underwriters will determine parameters of the hazard and value of a risk that is acceptable for the fund, and decline risks that fall outside these parameters. In fixing a fair level of premium they must also take into account the contributions made by others into the common fund and price accordingly.

Underwriters and insurance companies will employ many techniques to deter or price adverse selection out of the risk pool. These typically include exclusions to cover in the form of policy wordings and additional conditional clauses, exempting the risk under certain conditions. They will employ all types of mechanisms and devices to install fear into the population to increase the size of the risk pool and attract the niche or sector of the market that they are aiming for. For example large marketing campaigns aimed at the ‘safe’ sector e.g. women drivers who are statistically less likely to claim. On the Internet, Insurance companies employ automated underwriting that excludes cover to everything that does not fit the desired risk pool parameters.

Will Computers Ever Meet the Expectations Of Small Businesses?

Old School Vision of Computers

As a child of the 60’s, I grew up watching Hollywood’s vision
of the computer of the future. I use to watch in amazement as
TV character would feed a question into a computer and an
obscure answer would immediately be spit out. I remember
playing “computer” with my grade school friends in the
neighborhood. I put a cardboard box over me with a light bulb
jammed in the middle of it with a slot in the front. I would
have my friends write a question on a piece of paper and slip
it threw the slot, and as I made ‘bleeping’ and ‘zooping’
noises, I replied to their questions about the universe, the
best a grade school child could.

I eventually outgrew the Hollywood vision of computers, or at
the very least, Hollywood’s vision for the computers of the
future became a little more realistic. Although, the
reoccurring notion that computers will solve all our problems
won’t go away. As recently as five or six years ago, I
remember seeing a commercial promoting the Internet and how it
will magically solve all our woes, minus all the ‘bleeping’
and ‘zooping’ I remember from TV as a child.

Unfortunately, the promises of computers and the Internet have lagged behind our expectations of them, especially the expectations of small businesses. While large multinational corporations have been able to afford IT departments that could create specific applications to suite their needs, many small businesses were left out in the cold during the “computer revolution”. If a small business had a specific need or requirement with respects to automating their business process, their only choice was to hire a computer consultant, who could take weeks, and possible months, to write their program, and charge a cost prohibitive amount for the service.

Unfortunately, the reality is that most small businesses have been left with the same applications and programs they’ve been using for the last 10 years. Computers for the small business resemble a typewriter of the past more than Hollywood’s image of the computer of the future. At best, some small companies might have an individual on their staff that could create elaborate Spreadsheets, but more times than not, a computer was seen begrudgingly as items of unfulfilled promises.

The Second Coming of Computers

Over the last four or five years, there has been another “computer revolution”, and unlike the “computer revolution” of the mid to late 90’s, that mostly affected consumers and large businesses, this one is aimed at small businesses.

Threw the mid to late 90’s, innovators and visionary’s toted the Internet as the end-all-beat-all to everyone’s woes and problems with promises of a “new economy” and riches for all. Everyone was excited about the promise of computers, and everyone was eager to hop on the Internet dot com bandwagon. I’m sure most people know of someone that attempted to make money off the Internet, from that cousin that attempted to start a web site, to that neighbor that changed careers and went threw a technical training to learn programming or systems administration.

When the tech bust of 2000 happened, thousands of individuals that had hoped to reach their goals threw computers and the Internet, found themselves unemployed and ferociously competing for jobs. Within a matter of months, job postings that were only receiving two or three resumes were suddenly being flooded with resumes. Over the course of months it went from being an employee’s market to being an employers market.

The tragic events of 9/11 were what put the computer industry into a tailspin and ironically opened up the possibility of the second “computer revolution”. As corporations froze their budgets and killed projects, thousand more individuals found themselves unemployed. For roughly one and a half years, the computer industry seemed to die on the vine, and as individuals began to become despondent, they began to change careers again hoping to make an income that could support their families and life styles.

Fortunately, a certain percentage of individuals refused to give up on a career in the IT industry, and many programmers began to search for alternatives to being employed by large corporate IT departments. Some were bitten by the entrepreneurial bug and began writing programs for industries they were familiar with from past careers. As new entrepreneurs began with limited budgets and resources, many of these programs were targeted towards smaller businesses.

Is There a Limit to the Industries Affected?

I myself use to consult with Fortune 500 companies, have moved my practice to small and mid-sized corporations. Since doing so I’ve become amazed at the evolution I’ve seen in some of the most surprising industries. The industry I’m most surprised with is the pest control industry. I have an acquaintance that has a pest control business. Basically he catches rats and mice for the food service industries.

We were talking one day about the subject of a second “computer revolution”, when he began to share his own experience with it. Apparently, he had purchased an application that utilizes a bar code reader that records the status of his mice and rat traps. As he goes from customer to customer, he scans the traps and records the status of the trap, if it was empty, had a catch or even if the trap was gone. After he is done with his route for the day, he goes back to his office and downloads the data into his application and is able to compile trends at his customer’s sites.

With the use of this database, he no longer has to rely on his memory, guessing, or digging threw paper work to figure out what is going on at his customer’s sites. He can simply use his application and have his database tell him if his customer’s site is clean, infested or if the infestation has moved. Based on these reports, he is able to sell his customers more accurate services and products based on their individual needs. He claims his business has grown approximately 12% over the last two years threw the use of this product.

After I moved my practice to small and mid-sized business, I stumbled across a small application that I have since recommended to many of my customers in the Service Industry. I had a customer that is in the Chimney Sweep industry, and for their industry, the business is considered quite large with 9 trucks and approximately 30 employees. They had been experiencing many problems with issues like inventory, dispatching/scheduling, and invoicing they wished to correct threw the use of a customized application.

In an attempt to make the business more productive and profitable, they had contacted me with the desire my company write a program that would fulfill all their needs. Upon assessing their requirements I quickly analyzed that that it would be a more cost effective solution to identify an existing product that could fulfill all their needs. After a few days of searching I discovered an Enterprise Resource Planner (ERP) for small Service-oriented industries.

The application was written by a group of three programmers who found their jobs outsourced to India in 2002. One of them had experience in the HVAC industry prior to changing his career in the mid 90’s, after discovering himself unemployed but still with hopes of staying in the IT industry, he wrote the application with two of his former co-workers.

After discovering the software vendor, I worked with them to identify their products full potential and eventually established it was flexible enough to be a good match for my customer’s requirements. With a good deal of hindsight, the programmers developed their product on Open Source technology, which allows parts of programs to be distributed for free, allowing it to be created for a fraction of the cost their counter parts of the 90’s.

My customer is now able to manage invoicing, purchase orders, inventory, scheduling/dispatch, and Marketing with two – three office employees verses the four – five they need a few years ago. The application, which the multi-user version costs approximately $2,500 and the single-user version costs approximately $650, is very cost effective.

For a smaller business to have an application of this versatility and functionality would have been unfathomable prior to 2001. I have since installed this application into several customers, all of which have become dependent upon it for the smooth operation of their companies.

The Promise has Finally Arrived

For smaller companies wishing to experience the promises of computers the time is finally here. More and more small computer vendors are springing up, producing complex and cost effective applications and products for most conceivable industries.

For small businesses to reap the benefits of present technology, they need to:

1. Know exactly what business process you wish to affect with the introduction of software.

2. Do your homework on the Internet, there are many small software vendors out there, if you do a through search, a vendor can be found with the solutions you need.

3. If you wish to use a consultant to identify a solution, don’t assume they are familiar with your industries needs and requirements. Ask what experience and solutions they’ve had with your specific industry.

4. Get references, an established firm should be able to produce previous customers that can vouch for their quality of work.

5. Get a break down of the costs involved with the installation of the product. Get it in writing if there is any training or tech support.

6. A consulting firm should be attentive to you and your needs. There are good consulting firms out there and there are bad consulting firms out there, the difference should be evident in the amount of effort and energy they spend to identify the correct solution for you and your company.

While we are definitely in the beginning of the second computer revolution, unfortunately, if you are expecting to magically obtain the benefits of it, chances are you’ll be let down. Expect to do some work when trying to find the right solution for you and your business. The more energy you spend in trying to find the right solution will directly equate out to the amount of increased productivity and profitability your company will experience after the solution is installed.

While computer solutions may never reach the point where an individual will simply input a question or problem and suddenly receive an answer, small businesses are much further ahead of where they were five years ago.